What is MySpendingPlanTM?
is free secure online personal finance budgeting software and tools that help you
manage your spending to save money, reduce debt and reach your financial goals.
Our tools also let you create shopping lists (and buy the items) online, set
bills due and task reminder email alerts and create savings goals you can track.
Our reporting feature
also allows you to produce helpful charts and graphs.
MySpendingPlanTM can be used to plan an your
entire household budget, or just a specific item, like wedding planning,
vacations or a home improvement project.
Our predictive Auto-Assign BudgetTM
technology will even recommend an ongoing budget
by examining your past and present spending habits and matching them with your income. And the Bill & Account
Analyzer will make savings recommendations you can act on.
Our Save More section lets
you print grocery coupons online, get cash back on your next home purchase or home sale, find free stuff, and get discounts and deals on
many of the things you buy everyday.
Our Live Smart section
contains lots of helpful tips and articles written by our editorial staff on a
variety of subjects, from how to survive a layoff, to budgeting for the arrival
of a new baby. And our Member Forum (coming
soon) is a place where you can swap
tips and ideas with other people who have similar needs.
What can I use MySpendingPlanTM
can be used to manage your home budgets and special activities such as buying,
selling or building a home, vacation planning, home remodeling, and much more!
You can also use our software to manage the budget, shopping and tasks for other
organizations and groups you involved with, like a charity, social club, church
group or a child's sports team.
Do I have to download or install
any software to use MySpendingPlanTM?
None at all, except for the latest
internet browser, of course (but you already have that under control, or else
you would not be reading this!). The website is currently optimized for
Microsoft Internet Explorer 5.0 (and later versions), but will work with other
browsers as well. Make sure that you keep up on patches and security
updates for whichever internet browser you are using. Some of our partners may have a download
to offer you to help you print coupons, save money, etc., but our personal
budget software is completely accessible online and requires no special
downloads or installations.
What does "Beta" mean?
is a very robust set of tools to help you manage your budgets and personal
planning and is fully functional for your needs. Our development team is
using some of the latest available Web technologies to bring you the software,
so we have chosen to launch the site in a "beta version" to get your feedback.
If you detect a software bug or have a suggestion, please email us at
firstname.lastname@example.org or post an item in our Member Forum (coming soon).
Why is MySpendingPlanTM
is budgeting software that presents a modern version of the tried and true
"envelope system" to fit today's lifestyle and home budgets. With our
budgeting software, you can create virtual envelopes for each of your budget
items and monitor their balances in real time. As a result, you make truly
informed financial decisions before you spend your money, helping you reach your
personal finance goals. What's more you can connect these budgets you
create to your shopping, bills and tasks, making all those projects in life even
easier to manage.
How long does it take to
set up my budget?
You can have a basic budget
up and running on MySpendingPlanTM in as little
as 10 minutes, using our simple wizard. Of course you can easily modify it
as you go along, since your needs develop and circumstances change. We
also have some templates that can get you started quickly on a household budget
or on a specific task, like wedding planning or a vacation budget.
How is this different than Quicken
or Microsoft Money?
Both those applications are
very useful examples of personal finance software for tracking your finances and
forming a picture of your net worth and tracking investments. But we've found
that many people find them too cumbersome
for monthly and ongoing
personal budgeting needs. That’s why we designed MySpendingPlanTM
to easily manage your entire budget, or just a specific task, like a wedding or
home improvement project. And unlike most other personal finance software
packages, MySpendingPlanTM is FREE to use.
Finally, since our personal budgeting software is totally internet-based, you
can safely use it anywhere you can access the internet.
Why is it easy to use
We have taken advantage of many of the
latest and greatest internet technologies to bring you MySpendingPlanTM.
When you sign up and start exploring our tools, you will see the application of
the latest web development technologies, like Ajax programming and Microsoft's
Web Parts, among others, that are slowly starting to appear on more and more of
the better websites. What this means for you is online software that is
easier to use, more customizable and works faster, duplicating the results you
are used to when using software applications that are installed on your
computer's hard drive. And less worrying about system crashes and constant
updates and patches.
How is MySpendingPlanTM
For the same reason it is
free to use Google or MSN: advertising. We carefully select advertising
partners that match our mission: helping you manage your personal finances,
reduce debt, stay on budget and save you money on the things you buy everyday.
Comparable personal finance software can cost you as much as $90 (sometimes
annually!), but we can bring you a robust, yet simple to use, set of tools for
free by partnering with reputable merchants and ad partners.
Do you plan to offer more services
and features in the future?
While we think you will find our
current set of tools quite robust for your personal budgeting and planning
needs, MySpendingPlanTM constantly keeps
improving and we will work our hardest to make sure that all your data
transitions easily into any new features we incorporate. Currently, we are
working on account aggregation and transaction lookup and even more user
customization, among other exciting new features. We weigh any new plans
carefully and will never introduce a new feature that makes our tools too
difficult or cumbersome to use. If you have a suggestion on something new
you'd like to see on MySpendingPlanTM, drop us
a line and we'll see what we can do!
safe and secure to use?
Yes it is. At
MySpendingPlanTM we use secure servers (SSL
Technology via GeoTrust) so that your information is protected. We also
value your privacy and your information is never shared with another party
without your permission. Our software does not ask you to enter account
numbers or other account identifying information like social security numbers.
If a future feature does require this information to allow you to use it, you
will be made clearly aware of this and still be protected by our secure server
technology. Please note that if you decide to take advantage of an offer
or conduct a purchase with one of our advertising or merchant partners, you will
want to review their privacy and security policies before providing any such
sensitive information. We are a licensee of the TRUSTe Privacy Program.
We are also a member in good standing of the Better
Business Bureau and participate in the BBBOnLine Reliability Program.
How can I be sure my data is
will never divulge or sell your personal information to a third-party without
unsubscribe from our newsletter and
special offers, or cancel your free membership. If you
take advantage of any offers from any of our advertising partners or merchant
partners, please note that their privacy and security policies will apply to any
information you give them those cases, so be sure to review them. Feel
We are a licensee of the TRUSTe Privacy Program. We
are also a member in good standing of the Better Business Bureau and participate
in the BBBOnLine Reliability Program.